Terms of Service

Last updated: 12/11/2025

1. Use of Website

Creditalyze provides educational content and financial calculators for informational purposes only. By accessing or using this website, you agree to be bound by these Terms of Service.

You must be at least 18 years old and located in the United States to use this website.

2. No Financial Advice

Creditalyze does not provide legal, tax, or individualized financial advice. All calculators and articles are general educational tools and may not reflect your specific situation. You should consult a qualified professional before making significant financial decisions.

3. Accuracy of Information

We strive to keep information and calculators accurate and up to date, but we cannot guarantee completeness or accuracy. Use of this website is at your own risk and all tools are provided “as is” without warranties of any kind.

4. Limitation of Liability

To the fullest extent permitted by law, Creditalyze and its owners shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or reliance on its content.

5. Third-Party Links

This website may contain links to third-party websites or services. These links are provided for convenience only. We do not control and are not responsible for the content or practices of third-party sites.

6. Changes to These Terms

We may update these Terms of Service from time to time. When we do, we will update the “Last updated” date above. Your continued use of the website after changes become effective constitutes your acceptance of the new terms.

7. Contact

If you have questions about these Terms of Service, please contact us at flextraadigital@gmail.com.